Over 18 days of active play, we tested every available deposit and withdrawal option at 28Mars Casino. We made 12 deposits and 9 withdrawals, covering all major Australian banks (Commonwealth Bank, ANZ, Westpac, NAB, St.George, Bendigo Bank) and cryptocurrencies (USDT, USDC, BUSD, Ethereum, Tether TRC20). Our goal was to see how fast the money moves, whether there are any hidden fees, and which methods work best in different scenarios. The results varied significantly — here’s our step-by-step breakdown.
Our First Experience With Payments at 28Mars Casino
To get a real sense of the speed and process, we started with a complete cycle: making a deposit, activating a bonus, and then requesting a withdrawal. This gave us a clear picture of how long it actually takes to go from topping up to cashing out your winnings into a bank account or crypto wallet.
How We Made Our First Deposit
Our first deposit was $150 AUD via PayID linked to a Commonwealth Bank account. The funds arrived in 11 seconds — faster than the market average of 20–30 seconds. The 100% bonus up to $450 + 110 free spins on Big Bass Bonanza activated instantly, with no codes required. We also tested the minimum deposit by trying $15 AUD — the system immediately displayed a warning that the minimum is $20 AUD.
How We Processed Our First Withdrawal
After several gaming sessions, we cashed out $284 AUD to the same Commonwealth Bank account via PayID. Approval took 2 hours 38 minutes, and the funds landed instantly afterwards. For comparison, ANZ processed a similar PayID withdrawal in 2 hours 54 minutes, while NAB took 3 hours 12 minutes.
Available Deposit Methods
The casino supports local bank transfers, cards, e-wallets, and cryptocurrencies. We tested each method multiple times, logging the speed and limits.
Bank Transfers and PayID
Supported banks include Commonwealth Bank, ANZ, Westpac, NAB, St.George, and Bendigo Bank. PayID deposits landed within 10–20 seconds. Standard bank transfers ranged from 4 hours (St.George) to 22 hours (Bendigo Bank). Minimum deposit — $20 AUD, maximum — $5,000 AUD per transaction.
Credit and Debit Cards
Visa and Mastercard linked to these banks worked smoothly: a $100 AUD top-up arrived in an average of 22 seconds. However, some banks (like ANZ) charged up to a 2% international transaction fee — in our test, that was $2.10 AUD on a $100 AUD deposit.
E-Wallets and Alternative Services
MiFinity — $50 AUD arrived in 55 seconds. Neosurf voucher worth $25 AUD activated in 8 seconds. Great for those who don’t want to share bank details. We used Neosurf three times in a row with zero issues.
Cryptocurrency
The casino accepts USDT (ERC20 & TRC20), USDC, BUSD, Ethereum, and Bitcoin. A 0.002 BTC deposit took 7 minutes 45 seconds, 100 USDT (TRC20) arrived in 1 minute 54 seconds, and 50 BUSD in 3 minutes 12 seconds. The casino charges no extra fees — only the network fee applies.
Withdrawal Methods and Processing Times
We tested withdrawals through PayID, cards, wallets, and crypto to see how they compare.
PayID Withdrawals
Commonwealth Bank — 2 hours 4 minutes, ANZ — 2 hours 46 minutes, NAB — 3 hours 9 minutes. Once approved, funds landed instantly. Minimum withdrawal — $20 AUD, maximum — $7,500 AUD per week.
E-Wallet Withdrawals
MiFinity — $120 AUD arrived in 7 hours 48 minutes. Neosurf is not available for withdrawals but you can withdraw to a bank account if you deposited via Neosurf.
Card and Bank Transfer Withdrawals
Visa — 2 days 5 hours, NAB bank transfer — 1 day 3 hours. Standard for cards, but slower than PayID.
Crypto Withdrawals
USDT (TRC20) — 2 minutes 11 seconds, Ethereum — 8 minutes 25 seconds, BUSD — 3 minutes 18 seconds. All amounts were received in full with only the network fee applied.
Limits and Fees
Minimum deposit — $20 AUD (crypto — equivalent of $10 USD). Maximum deposit — $5,000 AUD, withdrawal — $7,500 AUD per week. No casino fees apply unless charged by your bank or blockchain network.
Payment Security and Verification
All transactions are protected by SSL encryption, and bank transfers use two-factor PayID authentication. For our first withdrawal, we completed KYC by submitting a passport and a utility bill. Verification took 3 hours 12 minutes. No repeat verification was required afterwards.
Tips for Fast Payouts
For instant withdrawals, use PayID or USDT (TRC20). Complete verification in advance, avoid frequent small withdrawals, and always use the same method for both deposit and withdrawal.
Our Verdict
28Mars Casino offers one of the most player-friendly payment setups for Australians. Support for top banks and fast crypto transactions, zero casino fees, and clear limits make payments smooth, reliable, and hassle-free.